Dhiraa : Your Gateway to Financial Inclusion

Bridging Citizens with Government Schemes

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Government schemes worth billions remain untapped because citizens simply don't know they exist or how to access them. Dhiraa Setu transforms this disconnect into opportunity, creating seamless pathways between eligible citizens and verified government financial schemes and entitlements.

Beyond Awareness – Complete Handholding

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We envision a comprehensive approach that goes beyond information sharing. Through planned awareness drives, hands-on training, and dedicated field support, our goal is to ensure that financial inclusion genuinely reaches the last mile. Our methodology recognizes that awareness without action is merely information poverty in disguise.

What We Cover

Core Financial Security Schemes such as

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Zero-balance banking access for the unbanked.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Life insurance coverage for just ₹330/year.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Accident insurance for ₹12/year.

Long-term Wealth Building

Atal Pension Yojana

Guaranteed monthly pension from age 60 for the unorganised sector.

Sukanya Samriddhi Yojana

A high-interest savings scheme for the girl child's education and marriage.

Women's Economic Empowerment

State Women Pension Schemes

Monthly income support for eligible women (varies by state – ₹500-₹3000/month).

Widow Assistance Programs

Financial aid and pension schemes for widows across different states.

Mahila Samman Yojana

State-specific monthly allowances for women from economically weaker sections.

Single Women Pension Schemes

Support for unmarried, divorced, or abandoned women.

Livelihood Enhancement

Agricultural & Rural Credit Schemes

Accessible credit for farmers and rural entrepreneurs.

State-specific Financial Inclusion Programs

State-driven financial inclusion initiatives tailored to regional needs and eligibility criteria.

How We Plan to Deliver Impact

Pgs Deliver Field Mobilization

Field Mobilization

Direct community engagement through village-level camps and door-to-door outreach, ensuring no eligible citizen is left behind.

Pgs Deliver Digital Outreach

Digital Outreach

Multi-language digital campaigns using accessible formats—videos, infographics, and voice messages—designed for smartphone and feature phone users alike.

Pgs Deliver Community Awareness

Community Awareness Events

Interactive sessions where citizens learn about schemes through real success stories and live demonstrations of application processes.

Pgs Deliver Navigator Compass

Financial Navigator Training

We plan to identify and train local volunteers as certified Financial Navigators who will become permanent resources in their communities, providing ongoing support and guidance.

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The Dhiraa Setu Difference

Every scheme we promote is thoroughly verified for authenticity and current applicability.

We stay with citizens through the full journey, from first awareness to a successfully approved benefit.

Outreach and materials are adapted to local language, literacy levels, and community context.

We build local capacity so awareness and access keep growing long after our initial engagement.

Strategic Implementation Models

Pgs Impl Corporate Csr

Corporate CSR Integration

Partner with companies seeking meaningful CSR impact by co-implementing financial inclusion drives in their operational areas or adopted villages.

Pgs Impl Educational Institution

Educational Institution Partnerships

Engage colleges and universities to involve students in financial literacy campaigns, creating a pipeline of trained volunteers while fulfilling their community service requirements.

Pgs Impl Community Partnership

Community Partnership Program

Collaborate with existing NGOs, SHGs, and community organizations to leverage established trust networks and extend our reach efficiently.

Pgs Impl Government Collab

Government Collaboration Framework

Work alongside district administrations and block-level officials to align our efforts with official outreach targets and maximize resource utilization.

Planned Impact Areas

Our roadmap focuses on creating measurable change through

District Coverage

Systematic coverage of underserved districts with low scheme penetration.

Local Capacity

Building sustainable local capacity through trained Financial Navigator networks.

Replicable Models

Developing replicable models that can be scaled across different states.

Impact Tracking

Creating comprehensive tracking systems to measure long-term community impact.

Because every citizen deserves to benefit from the financial inclusion programs designed for them. Let Dhiraa Setu be the bridge to your community's financial empowerment.