Dhiraa → Dhiraa VeriLearn
Powered by Dhiraa SkillDev Foundation
Money Management is Simple. We Make You Fluent in It.
Dhiraa VeriLearn brings practical, jargon-free financial life-skills training to universities, corporates, ITeS, IT-BPM, and GCC teams — built on the SAMAJH methodology, delivered by certified trainers.
Dhiraa VeriLearn is a brand of Bharadwaj VeriLearn Pvt Ltd, an associate company of Dhiraa SkillDev Foundation.
The SAMAJH Method
A six-step methodology anchored to regulated, institutionally-backed systems — designed to drive action and lasting habit change, not just awareness.
Who We Serve
Two audiences, one methodology, tailored twice. Whether it's a first-year student or a ten-year employee, financial confidence starts the same way — with training built for where they actually are.
Building the habit before the first paycheque.
Practical, real-world financial literacy for university and college students, and individuals early in their earning journey.
- Saving Fundamentals & Budgeting
- Banking, Salary Slip & Tax Basics
- Protection & Anti-Fraud
- Goal-Based Financial Planning
- Getting Started with Investing
- Emergency Fund Planning
- Insurance Basics
- Credit & CIBIL Basics
- Banking & Government Schemes
A financially confident workforce is a productive one.
Customised programs for every stage of your workforce, with particular depth for the pace and shift patterns of ITeS, IT-BPM, and GCC teams.
- Foundational Financial Literacy
- Insurance & Protection Planning
- Mutual Funds & Investments
- Debt Management & Loan Resolution
- Retirement & Pension Planning
- Will & Nomination
- Fraud & Cyber Safety
- Specialised Cohorts — Women's Financial Independence, Salary Bootcamp, Senior Employee Readiness
Who's Behind Dhiraa VeriLearn
The people building Dhiraa VeriLearn.
Mona Kwatra
Co-Founder — Co-Founder of Dhiraa SkillDev Foundation and 9Colab Ventures; marketing and business strategist helping brands and start-ups achieve meaningful growth through targeted marketing communications and business enablement strategies. Strategic advisor, CETE Advisory Board, Tata Institute of Social Sciences, since 2022.
Priya Subbaraman
Co-Founder — Former Chief Regulatory Officer, National Stock Exchange. Chairperson of the Board, Sustainable Energy Infra Investment Managers Pvt Ltd (a Mahindra & OTPP-sponsored entity); Director, Axis Asset Management, Dovetail Custody, and Aspora Stock Broking (IFSC).
“ We teach financial life skills, inspire habits & actions, nudge behaviour change, and build financial prosperity. ”
How It Works
A straightforward path from your first enquiry to a cohort that actually changes behaviour.
Connect With Us
Tell us about your organisation, campus, or team — and what your people actually need.
We Design Your Session
Foundational or deep-dive, tailored to your cohort's profile, language, and financial context.
Learn, Apply, Grow
Practical, jargon-free training from certified trainers, with real next steps — not just awareness.
Get Started
Bring financial life-skills training to your organisation.
Employee financial confidence changes behaviour, increases passive income, and helps employees earn more — the result: reduced attrition and improved employee engagement.